Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

25 Arbor Dr, Youngsville, NC 27596

House Description

SELF TOUR THIS HOME w/Instant Access Locks! Visit on your time! ONLY 1 OPPORTUNITY REMAINS! Charming Custom Built Home Situated on a .98 Acre Home Site! Upgraded LVP Flooring throughout Main Living Area! Kitchen: offers Quartz countertops, Custom White painted cabinets with crown trim, Large center island w/breakfast bar and accent pendant lights, Decorative tile backsplash & SS appliances incl 5-burner gas cooktop, built-in wall oven, built-in microwave & dishwasher! Opening to the breakfast nook with french door to the rear porch! The spacious & bright owner's suite adjoins a spa style bath with soaking tub & separate shower with tile to ceiling surround & stained dual vanity with custom cabinetry and huge walk-in closet! The family room is opens to the kitchen & breakfast area & offers a gas log fireplace & access to the covered porch & grilling patio. Convenient 1st floor guest bedroom with full bath! Formal dining room /private study! Upstairs with twp spacious secondary bedrooms, laundry room with utility sink, full bathroom, pocket office & huge recreational room!

Highlights

Listed by Jim Allen , 919-645-2114 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.99

HOA Fee

500 Annually

Year Built

2025

County

Franklin

Neighborhood

Abbington

Listing ID

10080519

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, ENERGY STAR Qualified Appliances, Gas Range, Microwave

Air Cond:Central Air,Heat Pump

Fireplaces:Family Room,Gas Log

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2694

Below Ground Sq Ft:0

Other:Entrance Foyer,Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Pantry,Room Over Garage,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower,Bonus Room,Office

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,705

Taxes

$335

HOA

$500

Home Price

$525,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$105,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,705.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,705.43	$334.69	$500.00	$3,540.12
Yearly	$32,465.20	$4,016.25	$6,000.00	$42,481.45
Total	$973,955.91	$120,487.50	$180,000.00	$1,274,443.41