Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2332 Charity Ln, Winterville, NC 28590

House Description

Amazing Property at an Amazing Price!! Experience the excitement of the Wallace plan in Colony Woods, where smart design meets everyday comfort in the most delightful way. The main level welcomes you with a bright, open-concept kitchen featuring expansive prep space, crisp white cabinetry, and stunning quartz countertops. It's the perfect backdrop for cooking your favorite meals, hosting unforgettable gatherings, and creating warm memories with the people you love. The main-floor primary suite offers a peaceful escape, while the formal dining room sets the stage for holidays, celebrations, and everything in between. Head upstairs and you'll feel the openness instantly--an airy overlook into the great room below, plus three spacious bedrooms, two full baths, and a versatile bonus room ready to become your dream office, media lounge, or play space. Step outside to the covered patio and enjoy quiet morning coffee or relaxing evenings in your private, fenced backyard. With engineered hardwoods, upgraded tile, and beautifully crafted cabinetry throughout, this home delivers the perfect blend of style, comfort, and modern living--all nestled within the welcoming Colony Woods community.

Highlights

Listed by Staci Moye , 252-341-5779 Keller Williams Realty Points East , 252-355-6000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

350 Annually

Year Built

2021

County

Pitt

Neighborhood

Colony Woods South

School District

Pitt County Schools

Listing ID

100558462

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,059

Taxes

$255

HOA

$350

Home Price

$399,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,058.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,058.71	$254.68	$350.00	$2,663.39
Yearly	$24,704.47	$3,056.17	$4,200.00	$31,960.64
Total	$741,134.07	$91,685.25	$126,000.00	$958,819.32