Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2243 Black Horse Ln, Winterville, NC 28590

House Description

3.1 percent assumable loan possible! Spacious 4,147 sq. ft. home in the desirable Cedar Ridge community of Winterville. Priced below tax value and located in the sought-after Wintergreen/Hope school district, this 4-bedroom, 3.5-bath property offers an attached 2-car garage and an open concept main level with hardwood flooring. The kitchen features granite countertops and ample cabinet space, while the primary suite includes a tray ceiling, walk-in closet, jacuzzi tub, and walk-in shower. Upstairs offers two large bedrooms and a theater room with surround sound and projector. Outdoor living includes a screened porch, concrete patio, and vinyl railings. Roof replaced August 2025. Downstairs HVAC approx. 5 years old; upstairs units are not currently functioning. Seller will provide a check at closing to replace both units with an acceptable offer.

Highlights

Listed by The Tingen Team , 252-321-6161 and Paxton Tingen , 252-347-9999 Berkshire Hathaway HomeServices Prime Properties , 252-321-1990. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

145 Annually

Year Built

2004

County

Pitt

Neighborhood

Cedar Ridge

School District

Pitt County Schools

Listing ID

100526401

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Range, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Sound System,Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$2,577

Taxes

$319

HOA

$145

Home Price

$500,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$100,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.60

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.60	$318.75	$145.00	$3,040.35
Yearly	$30,919.24	$3,825.00	$1,740.00	$36,484.24
Total	$927,577.06	$114,750.00	$52,200.00	$1,094,527.06