Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Ridgemere Ct, Winston-Salem, NC 27106

House Description

Exceptional 5-bedroom, 5-bath brick traditional home situated in the center of a quiet cul-de-sac and surrounded by incredible landscaping. Meticulously maintained, this home offers three beautifully finished levels designed for everyday living and entertaining. The main kitchen features custom cabinetry, Corian countertops, stainless steel appliances, and a Wolf cooktop. An impressive prep kitchen adds custom cabinetry, a beverage refrigerator, additional oven, large island, and abundant workspace. Relax in the sunroom with surround sound or step outside to the brand-new (2026) TimberTech deck with custom lighting. The finished basement opens to a screened-in patio and dedicated hot tub area. Additional features include plantation shutters throughout, a 3-car garage, smart irrigation system, Ring security system, smart thermostats, blown attic insulation, and a sealed attic access door for enhanced energy efficiency. Neighborhood has community pool just down the street from the home.

Highlights

Listed by Adam Clayton , 336-413-0500 Costello Real Estate & Investments Triangle LLC , 919-213-0557. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

0.82

HOA Fee

869

Year Built

1994

County

Forsyth

Neighborhood

Ridgemere

Listing ID

1227151

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4.5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Microwave, Oven, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Ice Maker, Range Hood, Gas Water Heater

Air Cond:Central Air

Fireplaces:Great Room

Floor:Wood

Basement:Finished,Basement

Other:Ceiling Fan(s),Freestanding Tub,Pantry,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,431

Taxes

$548

HOA

$869

Home Price

$859,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$171,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,431.24

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,431.24	$548.19	$869.00	$5,848.43
Yearly	$53,174.90	$6,578.24	$10,428.00	$70,181.14
Total	$1,595,247.02	$197,347.05	$312,840.00	$2,105,434.07