Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

293 Vine Ridge Dr, Winston-Salem, NC 27127

House Description

Welcome to this 2026 newly built construction home! Hidden away on a secluded lot and tucked away with a great nature view, this remarkable residence offers a rare sense of tranquility and exclusivity. Designed for peace of mind, the home is equipped with all the fixings! This custom home has been thoughtfully built to feature a beautiful luxury finished basement with potential to add on additional rooms! Step inside to discover a stunning new kitchen complete with quartz countertops, brand-new stainless steel appliances, and plenty of space for meal prep and entertaining. Additional upgrades include a brand new A/C system and a tankless water heater for added comfort and efficiency. Outside, the newly sodded front yard enhances curb appeal, and great outdoor deck, perfect for relaxing or entertaining guests. Enjoy easy access to grocery stores, shopping, restaurants, and the mall, making this beautifully updated property the perfect blend of comfort, convenience, and lifestyle.

Highlights

Listed by Rashmie Ramkissoon , 754-245-7988 Fathom Realty , 888-455-6040. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

1.3

HOA Fee

675

Year Built

2026

County

Davidson

Neighborhood

Ivy Brook

Listing ID

1221981

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Microwave, Dishwasher, Disposal, Gas Cooktop, Free-Standing Range, Range Hood, Gas Water Heater

Air Cond:Central Air

Fireplaces:Gas Log,Living Room

Floor:Carpet,Tile,Wood

Basement:Finished,Basement

Other:Built-in Features,Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry,Separate Shower,Solid Surface Counter,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,478

Taxes

$430

HOA

$675

Home Price

$675,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$135,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,478.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,478.41	$430.31	$675.00	$4,583.73
Yearly	$41,740.97	$5,163.75	$8,100.00	$55,004.72
Total	$1,252,229.03	$154,912.50	$243,000.00	$1,650,141.53