Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1284 Collegian Terrace, Winston-Salem, NC 27106

House Description

Welcome to 1234 Collegian Terrace, a beautifully updated 2-bedroom townhome nestled within a secure gated community in Winston-Salem. Ideally located just minutes from major hospitals, vibrant downtown, and the North Carolina School of the Arts, this home offers both convenience and comfort. Step inside to find a move-in ready interior featuring fresh paint throughout, smooth ceilings, and stylish, low-maintenance luxury vinyl plank flooring--zero carpet. The open and inviting layout provides a seamless flow, perfect for both everyday living and entertaining. Enjoy the added benefits of a single-car garage and a private patio--perfect for relaxing outdoors or hosting guests with ease. What truly sets this property apart is a unique financing opportunity. The seller is open to offering owner financing at a competitive 5.75% interest rate (subject to terms), creating an attractive option for qualified buyers. A loan origination fee and minimum 10% down payment are required. Contact the listing agent for full details and to explore this flexible purchasing option. Whether you're a first-time buyer, investor, or someone seeking a low-maintenance lifestyle in a prime location, this townhome presents a compelling opportunity you won't want to miss.

Highlights

Listed by Emily Godrich , 919-672-8550 Berkshire Hathaway HomeService , 919-383-4663. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

21.1 Monthly

Year Built

2004

County

Forsyth

Neighborhood

Deacons Ridge

Listing ID

10156139

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Range, Exhaust Fan, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas

Floor:Vinyl

Above Ground Sq Ft:1400

Below Ground Sq Ft:0

Other:Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Smooth Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,283

Taxes

$229

HOA

$21

Home Price

$249,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$49,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,283.15

Principal

Taxes

HOA