Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

938 Sunray Ln NE, Winnabow, NC 28479

House Description

MOTIVATED seller now offering $5,000 use as you choose credit to buyer. Welcome to this beautifully built 2024 home in the desirable Bell Meadows community of Winnabow! This spacious 3-bedroom, 2.5-bath two-story home offers modern design, functional living, and plenty of space to entertain. Step inside to an inviting open-concept floor plan featuring a seamless flow between the living, dining, and kitchen areas--perfect for everyday living and hosting guests. Just off the main living area, enjoy the covered back porch and extended patio, creating the ideal outdoor setup for relaxing evenings, grilling, or entertaining friends and family. Upstairs, all three bedrooms are thoughtfully located together, along with the conveniently placed laundry area for added ease. The spacious primary suite is a true retreat, complete with an elegant tray ceiling, attached en-suite bathroom with double vanity sinks, and a large walk-in closet offering ample storage space. With stylish finishes, a practical layout, and a nearly new construction feel, this home combines comfort and convenience in a growing coastal community just minutes from shopping and dining. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Highlights

Listed by Ashley Garland , 910-899-2251 Coldwell Banker Sea Coast Advantage , 910-799-3435. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

600 Annually

Year Built

2024

County

Brunswick

Neighborhood

Bell Meadows

School District

Brunswick County Schools

Listing ID

100574658

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Electric Range

Air Cond:Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Ceiling Fan(s),Pantry,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,592

Taxes

$197

HOA

$600

Home Price

$309,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$61,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,592.34

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,592.34	$196.99	$600.00	$2,389.33
Yearly	$19,108.09	$2,363.85	$7,200.00	$28,671.94
Total	$573,242.62	$70,915.50	$216,000.00	$860,158.12