Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

509 Bell Creek Ave NE, Winnabow, NC 28479

House Description

QUICK MOVE-IN OPPORTUNITY! $6,000 CLOSING COST ASSISTANCE! Welcome to Bell Creek, where peaceful, tree-lined homesites meet the convenience of nearby Wilmington and Leland amenities. The Lily single-family home offers an open, airy design and is move-in ready by mid-May--just in time to enjoy the coastal summer. A welcoming foyer leads to a spacious great room that flows seamlessly into the dining area and a gourmet kitchen featuring granite countertops, upgraded stainless steel appliances, and a large island--all appliances included. Step outside to your rear patio with privacy fencing, perfect for relaxing or entertaining. The main level also offers abundant storage and a convenient 2-car garage. Upstairs, you'll find three generously sized bedrooms, a full hall bath, and a luxurious owner's suite complete with dual closets and a double-vanity bath. $6,000 in closing cost assistance makes this exceptional home even more attainable--don't miss this opportunity to own in one of the area's most desirable new communities.

Highlights

Listed by Harold Chappell , 910-512-1948 NextHome Cape Fear , 910-256-3528. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.1

HOA Fee

1200 Annually

Year Built

2026

County

Brunswick

Neighborhood

Bell Creek

School District

Brunswick County Schools

Listing ID

100566857

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Electric Range

Air Cond:Central Air,Zoned

Fireplaces:

Floor:LVT/LVP,Carpet,Tile

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Pantry,Eat-in Kitchen,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,520

Taxes

$188

HOA

$1,200

Home Price

$294,995

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$58,999

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,520.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,520.17	$188.06	$1,200.00	$2,908.23
Yearly	$18,242.04	$2,256.71	$14,400.00	$34,898.75
Total	$547,261.19	$67,701.35	$432,000.00	$1,046,962.54