Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

407 S King St, Windsor, NC 27983

House Description

Charming historic home located in the picturesque Historic District of Windsor, recognized on the National Register of Historic Places. Built in 1890 and lovingly maintained by the Bell family for over a century, this large two-story, three-bay I-frame house combines classic elegance with modern comfort. The home features a beautifully renovated first floor, including a master bedroom with an ensuite bath, along with formal living and dining areas that preserve their original character. The 1946 renovation introduced a stunning two-story portico supported by square wooden columns. In 1989, further enhancements included a spacious rear wing, perfect for family gatherings, with a large kitchen and dining area boasting a charming bay window. Upstairs, four updated bedrooms feature insulation, drywall, and new windows. Completing this unique property is a one-story frame smokehouse in the backyard, perfect for storage or creative use. Experience the rich history and warmth of this remarkable home!

Highlights

Listed by Wallace Phillips , 252 Keller Williams Realty Points East , 252-355-6000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.37

Year Built

1890

County

Bertie

Neighborhood

None

Listing ID

100545101

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:6
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Wood

Basement:Crawl Space

Other:Master Downstairs,High Ceilings,Bookcases

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$1,798

Taxes

$222

Home Price

$349,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,798.47

Principal

Taxes