Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8229 Winding Creek Cir, Wilmington, NC 28411

House Description

Southern Living meets Coastal Living in this move-in-ready former Builder Showcase Masterpiece! The ''Ravenswood'' is a stunning plan by renowned local builder Hardison Building, perfectly situated in the desirable Waterstone community in Porter's Neck. This home delivers an immediate ''Wow Factor'' with soaring 10-foot ceilings, intricate trim work throughout, luxurious finishings, and a sun-drenched open floor plan. The Gourmet Kitchen is a chef's dream, featuring sleek quartz countertops (including a massive island that seats five), premium stainless-steel appliances, a spacious walk-in pantry, and custom soft-close cabinetry. Spanning over 3,600 square feet, the layout includes 4 generous bedrooms, (Primary on the Main Floor), 3.5 bathrooms, and a flex space on the main level that can be dedicated Home Office, and a large bonus room upstairs. This home truly offers something for everyone. Experience an unparalleled lifestyle with resort-style community amenities: Water Access: Day dock and Kayak Launch on Pages Creek and the ''Ibis Island'' outdoor gathering area. Recreation: Community Pool, Clubhouse, Pickleball Courts, and Fire Pits. Nature: 1.5 miles of scenic walking trails right at your doorstep. Don't miss your chance to own this blend of luxury and location! Call and schedule a showing today!

Highlights

Listed by Mark Ezio Carlton , 910-545-8942 RE/MAX Executive , 910-939-1074. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.24

HOA Fee

1680 Annually

Year Built

2022

County

New Hanover

Neighborhood

Waterstone

School District

New Hanover

Listing ID

100564541

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Mini Refrigerator, Gas Oven, Built-In Microwave, Refrigerator, Disposal, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:Gas Log

Floor:Tile,Wood

Other:Master Downstairs,High Ceilings,Mud Room,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log

Other:Public

Exterior Features

Lot:Landscaped,Sprinklers in Front,Sprinklers in Rear,Fencing: Back Yard,Outside City Limits

Lot Dimensions:Buyer to Verify

Garage Capacity:2

Zoning:R-20

Roof:Shingle

Others:Irrigation System

Parking Features:Electric Vehicle Charging Station(s),Concrete,Garage Door Opener,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$6,442

Taxes

$797

HOA

$1,680

Home Price

$1,250,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$250,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,441.51

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,441.51	$796.88	$1,680.00	$8,918.38
Yearly	$77,298.09	$9,562.50	$20,160.00	$107,020.59
Total	$2,318,942.64	$286,875.00	$604,800.00	$3,210,617.64