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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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604 Spencer Ct , Wilmington, NC 28412
$587,900
Est. Payment: $3,029.57/mo
4 Bed
3 Bath
2349 Sqft
Status: pending | Days on site: 54
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to coastal living at its finest! Nestled on a premium, private 0.36-acre lot in the highly sought-after neighborhood of The Cape, this beautifully maintained brick home offers the perfect blend of tranquility and convenience. Built in 2005, this spacious layout is designed for modern living, entertaining, and hosting guests after a long day at the beach. The main floor features a desirable floor plan with a dedicated home office, an expansive master suite with tray ceilings, a sunken tub and stand-up shower, and 2 walk-in closets! There are 2 more generously sized bedrooms, one with a dual-entry bath a large kitchen with a breakfast bar and gorgeous painted cabinets. The living room is welcoming and features a gas log fireplace to keep you cozy on chilly winter nights. The upstairs boasts a massive FROG complete with its own full bathroom. Because the garage was custom-extended by 3 feet, this FROG is exceptionally large, making it the ultimate private guest suite. The best hidden gem is the incredible amount of storage space it offers. Be sure to go through the walk-in attic space to see how expansive it is. Car enthusiasts, beachgoers, and hobbyists will absolutely love the oversized garage below. That three-foot extension provides the perfect extra depth for parking larger vehicles, storing a golf cart, or setting up a dedicated workshop space. Step out back and you will find your own private oasis. Enjoy your morning coffee on the screened-in porch or host summer cookouts on the adjoining deck. The property backs up to lush woods and a quiet, unbuildable maintenance road, ensuring your backyard privacy is protected. A deep, naturally wooded creek runs behind the lot, ensuring excellent storm drainage while keeping your backyard perfectly high and dry. Deck was freshly painted and stained May 2026. Location is everything, and this home in The Cape is perfectly positioned just 2 miles from the Carolina Beach bridge. Enjoy coastal breezes, local seafood, and sandy shores in minutes while retreating to the peace and quiet of a mature, golf cart-friendly neighborhood that skips the heavy island traffic. Schedule your private tour today!

Highlights

Listed by Taylor B Martino , 443-786-2435 Sold Buy the Sea Realty , 910-367-2965. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

930 Annually

Year Built

2005

County

New Hanover

Neighborhood

The Cape

School District

New Hanover

Listing ID

100567726

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Electric Range
Air Cond:Central Air,Zoned,Ceiling Fan(s)
Fireplaces:
Floor:LVT/LVP,Carpet,Tile,Wood,Hardwood
Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
Other:Community Water

Exterior Features

Lot:Wooded,Stream,Sprinklers in Front,Sprinklers in Rear,Fencing: None,Outside City Limits
Lot Dimensions:108x146x108x144
Garage Capacity:5
Zoning:R-15
Roof:Shingle
Others:Gas Log
Parking Features:Garage Faces Front,Attached,Garage Door Opener,Lighted,Paved,Garage,Has Garage
Principal Interest
$3,030
Taxes
$375
HOA
$930

Home Price

$587,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$117,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,029.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,029.57 $374.79 $930.00 $4,334.36
Yearly $36,354.84 $4,497.43 $11,160.00 $52,012.27
Total $1,090,645.10 $134,923.05 $334,800.00 $1,560,368.15

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Wilmington, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T19:50:55.000Z

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