Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1636 Tall Ships Ln, Wilmington, NC 28409

House Description

REDUCED !!! Presented is a beautifully maintained home in the waterfront, micro community of Tall Ships Landing!!! Tucked away in a private setting, this home has it all!! Wonderful curb appeal with mature landscaping and a large, privacy fenced back yard PLUS an extended driveway for more parking. Formal dining with coffered ceilings, extended hardwoods, tons of crown and wainscoting, chef's kitchen with granite counters, custom 42'' cabinets and breakfast nook. Large great room area leading to the outdoor entertainment area and a powder room are also on the primary level. Upstairs features a huge master suite, master bath and walk-in closet, two other large bedrooms and another full bath. New HVAC and water heater in 2025!!! Lots of fresh paint and newer carpet!! Minutes to the beach, shopping, and schools and county taxes only!!! Homes in this community sell very quickly and are rarely available so don't miss this opportunity!!!

Highlights

Listed by David A Robertson , 910-471-7702 Coastal Lights Realty , 910-278-5523. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

640 Annually

Year Built

2011

County

New Hanover

Neighborhood

Tall Ships Landing

School District

New Hanover

Listing ID

100566925

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Disposal, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate,Ceramic Tile

Other:Tray Ceiling(s),Entrance Foyer,Solid Surface,Ceiling Fan(s),Pantry,Blinds/Shades

Other:Public

Exterior Features

Lot:Landscaped,Fencing: Privacy,Fencing: Back Yard,Outside City Limits

Lot Dimensions:82x100x82x100

Garage Capacity:2

Zoning:R-15

Roof:Architectural Shingle

Others:Irrigation System,Cluster Mailboxes,Storm Doors,Thermal Doors

Parking Features:Attached,Additional Parking,Garage Door Opener,On Site,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,628

Taxes

$325

HOA

$640

Home Price

$509,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$101,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,627.62

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,627.62	$325.06	$640.00	$3,592.68
Yearly	$31,531.44	$3,900.74	$7,680.00	$43,112.17
Total	$945,943.08	$117,022.05	$230,400.00	$1,293,365.13