Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4435 Finch Ln, Wilmington, NC 28409

House Description

Like-New Townhome in a Prime Wilmington Location! Built in 2020, this beautifully maintained townhome offers the perfect blend of luxury, convenience, and low-maintenance living. Featuring 3 bedrooms, 3½ baths, plus a spacious bonus room, the thoughtfully designed floor plan includes a highly desirable first-floor primary suite. Enjoy numerous upgrades, including beautifully remodeled bathrooms by West Shore Remodeling and upgraded insulation for enhanced energy efficiency. The peaceful three-season porch extends your living space and provides the perfect spot to relax or enjoy your morning coffee. An attached two-car garage offers ample storage and convenience. One of only a handful of two-unit townhome buildings in the community, this home offers added privacy and a unique setting. Ideally located just minutes from Wrightsville Beach, Mayfaire Town Center, restaurants, and everyday conveniences, this exceptional home is also located in the highly sought-after Hoggard High School district. Don't miss this rare opportunity to own a like-new, thoughtfully upgraded townhome in one of Wilmington's most desirable locations!

Highlights

Listed by Audree M Rosburg , 910-352-3322 and Carla D Lewis , 910-612-5220 Intracoastal Realty Corporation , 910-256-4503. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.04

HOA Fee

5664 Annually

Year Built

2020

County

New Hanover

Neighborhood

Shinnwood Townes

School District

New Hanover

Listing ID

100590571

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Disposal, Dishwasher

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Laminate,Tile

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,824

Taxes

$349

HOA

$5,664

Home Price

$548,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$109,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,823.96

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,823.96	$349.35	$5,664.00	$8,837.31
Yearly	$33,887.48	$4,192.20	$67,968.00	$106,047.68
Total	$1,016,624.45	$125,766.00	$2,039,040.00	$3,181,430.45