Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

136 Flat Clam Dr, Wilmington, NC 28401

House Description

Convenient to everything Wilmington has to offer, Riverside Cove is home to the popular Fletcher Home Plan in the Traditional elevation. This plan has 2,244 sq. ft. of space with 3 bedrooms, 3 full baths and a bonus room. Structural options and upgrades include optional owners bath with oversized tile shower and frameless glass shower door, screen porch and covered porch off great room, 12'x8' center meet slider from great room to screen porch, painted beams in great room, base cabinets with upper shelving on each side of fireplace, white wood shelving in owners closets and pantry, floor to ceiling shiplap on fireplace with stained floating mantle. Kitchen Upgrades include a chefs kitchen with front control range and stainless steel hood, built in microwave, 42'' upper cabinets, soft close doors and drawers, trash can pull out, full depth cabinet with end panels over the refrigerator.

Highlights

Listed by Robin L Campbell , 803-984-6706 Clark Family Realty , 910-350-1744. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.2

HOA Fee

900 Annually

Year Built

2026

County

New Hanover

Neighborhood

Riverside Cove

School District

New Hanover

Listing ID

100560816

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Vented Exhaust Fan, Built-In Microwave, Refrigerator, Range, Disposal, Dishwasher, ENERGY STAR Qualified Appliances

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,588

Taxes

$320

HOA

$900

Home Price

$502,202

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$100,440

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,587.95

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,587.95	$320.15	$900.00	$3,808.10
Yearly	$31,055.40	$3,841.85	$10,800.00	$45,697.25
Total	$931,662.11	$115,255.36	$324,000.00	$1,370,917.46