Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5750 Moonshell Loop, Wilmington, NC 28412

House Description

*Proposed Construction* The OAK Hill by Charter Building Group! This wonderful 3 BR and 2 Full Bath and 1 Half Bath home with wooded conservation views. Home also includes a large Screen Porch and Upstairs Bonus Room! RIVERLIGHTS, a WATERFRONT community with state of the art amenities and friendly vibes. Charter Building Group homes feature modern interior finishes, oversized windows, quality craftsmanship and spacious outdoor living spaces. This location is very close to the RIVER LIGHTS LAKE, widely known for its easy access, spouting fountains and great kayaking. Home ownership includes use of this lake, the beautiful RIVER LIGHTS CLUBHOUSE, pool, fitness facility, wonderful trails and outdoor gathering areas. Plus enjoy shopping, dining and River Front boardwalk at nearby Marina Village. To learn more about Charter Building Group homes and lot offerings please visit our model home at 1001 Trisail Terrace. Model Open Mon-Sat 10am-5pm and Sun 12pm-5pm.

Highlights

Listed by Patrick H Kelly , 910-599-7811 and Team Holly Overton Marketing Group , 910-799-3435 Coldwell Banker Sea Coast Advantage , 910-799-3435. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

1750 Annually

Year Built

2026

County

New Hanover

Neighborhood

Riverlights

School District

New Hanover

Listing ID

100553159

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Gas Cooktop, Electric Oven, Built-In Microwave, Disposal, Dishwasher

Air Cond:Central Air,Zoned,Heat Pump

Fireplaces:Gas Log

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Built-in Features,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,412

Taxes

$670

HOA

$1,750

Home Price

$1,050,310

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$210,062

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,412.46

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,412.46	$669.57	$1,750.00	$7,832.04
Yearly	$64,949.56	$8,034.87	$21,000.00	$93,984.44
Total	$1,948,486.92	$241,046.15	$630,000.00	$2,819,533.06