Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3708 Old Sand Mine Dr, Wilmington, NC 28412

House Description

Come tour this 3 bedroom 3 bathroom home in Wilmington's premier 55+ active adult community --Del Webb at RiverLights! With fresh paint, all new lighting and renovated bathrooms, this home feels 'like new'. Fresh LVP flooring walks you through the open-concept kitchen, dining, and living rooms. The kitchen features all new appliances and an added wall unit with plenty of pantry storage and space for wine and glassware! The sunroom is a great place to observe nature anytime of the day! The first floor also features a generous master suite and a second bedroom complete with a full bath. The upstairs is perfect for a guest suite complete with bedroom, bathroom, and an additional flex room. The walk-in attic space and 2 car garage offer plenty of storage options. Neighborhood amenities include a 15,000 sq ft clubhouse overlooking a scenic 38-acre lake, indoor and outdoor pools, fitness center, tennis, pickleball, bocce courts, walking trails, and tons of social clubs and activities. Refrigerator, washer/dryer, and solar panels convey with the property.

Highlights

Listed by Britton S Goodwin , 910-471-9875 Coldwell Banker Sea Coast Advantage-Leland , 910-371-1181. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

3204 Annually

Year Built

2018

County

New Hanover

Neighborhood

Riverlights - Del Webb

School District

New Hanover

Listing ID

100576022

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,984

Taxes

$369

HOA

$3,204

Home Price

$579,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$115,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,983.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,983.71	$369.11	$3,204.00	$6,556.82
Yearly	$35,804.47	$4,429.35	$38,448.00	$78,681.82
Total	$1,074,134.23	$132,880.50	$1,153,440.00	$2,360,454.73