Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8395 Penny Royal Ln, Wilmington, NC 28412

House Description

Gearhead/woodworker's dream home! Gorgeous 4 bedroom, 4 bath home with HUGE detached 3-car garage in River Oaks, Wilmington NC! 5 total garage spaces, detached garage is 40'x30' with 8'x8' openings and powered/heated/cooled for optimal use! Fenced storage area in yard for extra vehicles/boats/water toys to complete this truly unique property! Home interior features include trayed ceilings, crown molding, upgraded light fixtures and hardware throughout. Spacious kitchen includes stainless steel appliances, granite counters, center island, pantry, and subway tile backsplash. Master bedroom features include large walk-in closet, ensuite bathroom with walk-in shower and subway tile finish. Convenient location close to Pleasure Island Beaches, and right across the street from the community pool! Seller is motivated and ready to move on to life's next chapter - call TODAY with offers - This Is The One!

Highlights

Listed by The Whalen Team , 910-550-2788 and Desiree A Whalen , 910-620-7594 Nest Realty , 910-550-2788. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.43

HOA Fee

1020 Annually

Year Built

2017

County

New Hanover

Neighborhood

River Oaks

School District

New Hanover

Listing ID

100573465

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Gas Cooktop, Water Softener, Refrigerator, Dishwasher

Air Cond:Heat Pump

Fireplaces:

Floor:Tile,Hardwood

Other:Central Vacuum,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Generator Plug,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$4,834

Taxes

$598

HOA

$1,020

Home Price

$938,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$187,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,833.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,833.71	$597.98	$1,020.00	$6,451.68
Yearly	$58,004.49	$7,175.70	$12,240.00	$77,420.19
Total	$1,740,134.56	$215,271.00	$367,200.00	$2,322,605.56