Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

510 McRae St Unit 102, Wilmington, NC 28401

House Description

MOVE IN READY | NEW PRICING + WHOLE HOUSE BLINDS INCLUDED. Welcome to the Lofton plan in the Downtown Wilmington Collective by builder Robuck Homes, a thoughtfully designed new construction townhome offering modern style and low-maintenance living in a vibrant urban setting. This middle unit multi-level home features an open-concept layout with 9' ceilings and abundant natural light, creating a bright and inviting atmosphere throughout. The kitchen is beautifully appointed with stainless steel appliances, quartz countertops, soft-close cabinetry, and a spacious island--perfect for everyday living and entertaining. The first floor includes an oversized one-car garage with additional storage, along with a private guest bedroom and full bath. Upstairs, the second floor serves as the heart of the home, featuring a seamless open-concept kitchen and living area designed for comfort and connection. The third floor offers a private retreat with the primary suite, complete with a walk-in closet, along with an additional bedroom and full bath. Located in the heart of downtown Wilmington, this home offers a walkable lifestyle near the Soda Pop District and Brooklyn Arts District, with dining, shopping, and entertainment just moments away. Built by Robuck Homes, a trusted North Carolina builder since 1926, this is a rare opportunity to own new construction in one of downtown Wilmington's fastest growing locations.

Highlights

Listed by Paula Howard , 919-422-0707 Fonville Morisey & Barefoot , 910-431-8532. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

5820 Annually

Year Built

2026

County

New Hanover

Neighborhood

Rankin Place North

School District

New Hanover

Listing ID

100566836

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Gas Oven, Gas Cooktop, Dishwasher, Tankless Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,319

Taxes

$287

HOA

$5,820

Home Price

$450,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$90,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,318.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,318.94	$286.88	$5,820.00	$8,425.82
Yearly	$27,827.31	$3,442.50	$69,840.00	$101,109.81
Total	$834,819.35	$103,275.00	$2,095,200.00	$3,033,294.35