Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1109 Congressional Ln, Wilmington, NC 28411

House Description

Discover resort-style living at 1109 Congressional Lane in the desirable Master's Ridge section of Porters Neck Country Club. This beautifully maintained 3-bedroom, 2.5-bath residence offers 2,323 square feet of thoughtfully designed single-level living, where timeless elegance meets exceptional indoor-outdoor entertaining. At the heart of the home is a spectacular private courtyard featuring a sparkling free-form in-ground pool surrounded by lush landscaping, premium artificial turf, and permeable pavers, creating a secluded oasis rarely found in the community. An expansive covered patio with multiple seating spaces provide the perfect setting for entertaining guests or enjoying peaceful evenings at home. Inside, rich hardwood floors, granite countertops, plantation shutters, and a cozy fireplace create a warm, sophisticated atmosphere. The well-appointed kitchen offers stainless steel appliances and generous workspace, flowing effortlessly into the main living and dining areas. This home has been meticulously maintained and thoughtfully improved, offering buyers exceptional peace of mind. Recent updates include a professionally restored electrical panel, attic fan and bathroom exhaust fans (2023), new garbage disposal, HVAC control boards, pool filter, Lift Master garage door opener, professionally installed artificial turf and permeable pavers, and a fully encapsulated crawlspace with a dehumidifier. Just minutes from marinas, shopping, dining, and Wilmington's beautiful beaches, this move-in-ready residence offers the ideal combination of luxury, privacy, and effortless coastal living. Deeded water rights to Intracoastal Waterway including a picnic area and boat ramp access.

Highlights

Listed by Tory Kuehner Group , 910-619-2856 and Tory Kuehner , 910-619-2856 Compass Carolinas LLC , 919-726-6548. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.22

HOA Fee

1200 Annually

Year Built

1995

County

New Hanover

Neighborhood

Porters Neck Plantation

School District

New Hanover

Listing ID

100590635

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Cooktop, Built-In Microwave, Refrigerator, Disposal

Air Cond:Central Air

Fireplaces:

Floor:Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Whirlpool,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$4,200

Taxes

$520

HOA

$1,200

Home Price

$815,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$163,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,199.86

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,199.86	$519.56	$1,200.00	$5,919.43
Yearly	$50,398.35	$6,234.75	$14,400.00	$71,033.10
Total	$1,511,950.60	$187,042.50	$432,000.00	$2,130,993.10