Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1105 Congressional Ln, Wilmington, NC 28411

House Description

Welcome to 1105 Congressional Lane, a beautifully maintained 3-bedroom, 2.5-bath residence nestled within the highly sought-after Porters Neck Plantation community. Offering the perfect blend of comfort, privacy, and coastal convenience, this move-in-ready home is ideal for those seeking effortless Wilmington living. One of the home's most distinctive features is its rare private courtyard--a secluded outdoor retreat perfect for enjoying morning coffee, entertaining friends, or relaxing in the coastal breeze. Inside, an inviting floor plan is filled with abundant natural light and offers spacious, flexible living areas designed for both everyday comfort and entertaining. An expansive walk-up attic provides exceptional storage space and whole house generator offers peace of mind. Located just minutes from marinas, shopping, dining, and Wilmington's renowned beaches, this home also includes deeded water rights to the Intracoastal Waterway, featuring access to a private picnic area and boat ramp--an exceptional amenity for boating and water enthusiasts. Whether you're looking for a primary residence or a low-maintenance coastal retreat, this home presents a rare opportunity to enjoy the lifestyle and amenities of one of Wilmington's most desirable golf course communities.

Highlights

Listed by Tory Kuehner Group , 910-619-2856 and Tory Kuehner , 910-619-2856 Compass Carolinas LLC , 919-726-6548. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

1200 Annually

Year Built

2009

County

New Hanover

Neighborhood

Porters Neck Plantation

School District

New Hanover

Listing ID

100591885

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Wood

Other:Walk-in Closet(s),Bookcases,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Built-in Features,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$3,994

Taxes

$494

HOA

$1,200

Home Price

$775,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$155,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,993.73

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,993.73	$494.06	$1,200.00	$5,687.80
Yearly	$47,924.81	$5,928.75	$14,400.00	$68,253.56
Total	$1,437,744.44	$177,862.50	$432,000.00	$2,047,606.94