Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

306 Lafayette St, Wilmington, NC 28411

House Description

You won't want to miss this Scott's Hill Charmer! Nestled into a beautiful 1/2 acre lot this house says ''home'' the minute you see it. The large covered front porch invites you to relax and enjoy the surrounding nature. Inside you will appreciate the LVP flooring throughout the entire house as well as the freshly painted walls and trim! Both bathrooms have been completely renovated featuring a soaking tub and shower in one and a large walk in shower in the other. All bedrooms have generous closets. The Primary Bedroom features two walk in closets for extra storage. The kitchen is bright and sunny with granite counters and stainless appliances. There is bay window that offers room for a for a table and overlooks the large deck and the trees beyond. For larger gatherings there is a separate dining room and plenty of room to relax in the 22 x 16 living room. Another added bonus is the separate detached wired building that features plenty of room for storage, a workshop, studio, or home office! There is so much to appreciate with this lot and location : A wood fence frames the back yard. Walk out the back gate and you are on of the many walking trails that meander through county owned land that is there for all to enjoy. Just 1.8 miles to the Scott's Hill Marina, Ballyhoo Bar and Sailfish Restaurant! Imagine hopping on a bike or golf cart to enjoy an evening sunset on the water! Scotts Hill offers easy access to a weekly Farmers Market, Topsail Island and shopping just off the Loop on Rte. 17. County taxes, NO HOA and Top rated schools are an added bonus! This home has it all and is ready for new owners to enjoy the lifesyle of Scott's Hill!

Highlights

Listed by Lois Potratz , 910-264-5291 Corcoran HM Properties , 910-798-4009. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.49

Year Built

1991

County

Pender

Neighborhood

Oakvale

Listing ID

100592797

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Cooktop, Refrigerator, Disposal, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Tile

Other:Walk-in Closet(s),Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$2,522

Taxes

$312

Home Price

$489,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,522.49

Principal

Taxes