Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

801 N 4th St Unit 301, Wilmington, NC 28401

House Description

Fantastic opportunity in the heart of the Brooklyn Arts District! This corner unit in the Modern Baking Co. building is your chance to live in the middle of it all while also enjoying modern luxury. This spacious 2-bedroom, 2-full bathroom condo is being sold FURNISHED. The unit boasts gorgeous hardwoods throughout, 10 ft. ceilings, large windows, and your own balcony. Recent upgrades include fresh paint throughout, a new blower fan for the air handler, all new kitchen appliances, and shiplap + floating shelves in the living room and primary bedroom. Walking distance to Wilson Arts Center, Brooklyn Arts Center, Live Oak Bank Pavilion, the Riverwalk, popular shops, restaurants and bars. The building is gated for added security and includes an elevator for easy accessibility. Water, sewer and trash are included in the HOA fee. Make your downtown-living dream come true today!

Highlights

Listed by Brian M Whiteside , 336-402-3187 Monarch Realty Co. , 919-606-2905. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

3630.24 Annually

Year Built

2007

County

New Hanover

Neighborhood

Modern Baking Company

School District

New Hanover

Listing ID

100562510

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Tile,Wood

Other:High Ceilings,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,190

Taxes

$271

HOA

$3,630

Home Price

$425,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$85,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,190.11

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,190.11	$270.94	$3,630.24	$6,091.29
Yearly	$26,281.35	$3,251.25	$43,562.88	$73,095.48
Total	$788,440.50	$97,537.50	$1,306,886.40	$2,192,864.40