Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3783 Merestone Dr, Wilmington, NC 28412

House Description

Move in ready with fresh paint, and a new dishwasher, this pristine two bedroom, two bath townhome in Mid-town Historic Wilmington is ready for a new owner. The home is an end unit, with a spacious patio, enclosed with a privacy fence. Enjoy your privacy with morning coffee or evening cocktails. A 22X9 long secure storage area is perfect for beach toys, chairs, or just about anything one would like to tuck away. The convenient kitchen offers a granite countertop for easy cleaning, and the high bar is great for informal dinners or lunches. An adjacent dining area is a cozy nook for family and friends to gather for dinners or game night. The community of Merestone is located in the heart of Wilmington. With the proximity to Novant Hospital, and its trauma unit, state of the art healthcare is just minutes away. Movies, restaurants, shopping, Cameron Art Museum, and downtown Wilmington, with the Battleship USS North Carolina are minutes from Merestone. Wrightsville Beach, Carolina Beach and Kure Beach welcome you to a beautiful beach and the sparkling Atlantic Ocean. This townhome will check all the boxes for a primary home or a vacation get away!!! No vacation rentals are allowed in Merestone, but yearly rentals are permitted. So much opportunity with this home. Easy to show.

Highlights

Listed by Sherri J Pridgen , 910-520-6448 Coldwell Banker Sea Coast Advantage-CB , 910-458-4401. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

3120 Annually

Year Built

1998

County

New Hanover

Neighborhood

Merestone

School District

New Hanover

Listing ID

100572822

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,332

Taxes

$165

HOA

$3,120

Home Price

$258,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$51,700

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,332.10

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,332.10	$164.79	$3,120.00	$4,616.90
Yearly	$15,985.24	$1,977.52	$37,440.00	$55,402.77
Total	$479,557.34	$59,325.75	$1,123,200.00	$1,662,083.09