Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5009 Montford Dr, Wilmington, NC 28409

House Description

Beautiful all brick home in the highly desirable neighborhood of Holly Glen Estates! Amazing location close to so many things (beaches, shopping, downtown, UNCW) and across the street from the upcoming ''Club of Midtown'' that will offer a restaurant, pickleball, tennis, golf simulators, putting green and a resort-style pool! The home offers 4 bedrooms (4th bedroom is the FROG), 3 full baths, formal dining room, large kitchen with bar, breakfast area, spacious living room with a natural gas fireplace and an amazing screened-in-porch with custom curtains! The kitchen is open to the living room and is perfect for entertaining! New roof in 2024! Refrigerator, Washer and Dryer to remain. The HOA dues include the lawn care for the front and side of all yards and also includes the water for the lawn which is provided through a shared community well! Sidewalks are also abundant in the neighborhood as well as ones located on Holly Tree Road so it's a perfect location to get a great walk/run in! Current schools are Holly Tree (very close), Roland Grise and Hoggard. Great home in a great neighborhood!

Highlights

Listed by Lori S Speight , 910-200-6268 Masonboro Realty, Inc. , 910-200-6268. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

1500 Annually

Year Built

2006

County

New Hanover

Neighborhood

Holly Glen Estates

School District

New Hanover

Listing ID

100587565

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Tile

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,963

Taxes

$367

HOA

$1,500

Home Price

$575,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$115,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,963.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,963.09	$366.56	$1,500.00	$4,829.66
Yearly	$35,557.12	$4,398.75	$18,000.00	$57,955.87
Total	$1,066,713.61	$131,962.50	$540,000.00	$1,738,676.11