Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3970 Echo Farms Boulevard, Wilmington, NC 28412

House Description

Welcome to this beautifully maintained 3-bedroom, 3-bathroom townhouse in the Echo Farms community. Offering 1,500sqft of living space, this two-story home combines low-maintenance living with thoughtful updates throughout. The functional floor plan features a convenient first-floor bedroom and full bathroom, while two additional bedrooms and bathrooms are located upstairs. Updated countertops, appliances, bathroom vanities, and durable LVP flooring throughout provide a modern feel and move-in-ready appeal. Enjoy peaceful mornings on the charming front porch or unwind on one of two private rear porches--one on each level--overlooking a wooded backdrop where geese, birds, and other local wildlife can often be seen. The home is filled with thoughtful touches and offers the flexibility to restore the fireplace, which has been boarded up but can easily be returned to use if desired. One of the standout features of this property is the exceptional HOA coverage, providing true peace of mind. The HOA handles master insurance, exterior structure maintenance including the roof, grounds maintenance, pest control, termite bond, taxes, and much more, making homeownership simple and stress-free.

Highlights

Listed by Steveson Realty Group , 270-231-6883 and Fletcher C Steveson , 910-443-4274 Coldwell Banker Sea Coast Advantage , 910-799-3435. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.02

HOA Fee

3480 Annually

Year Built

1985

County

New Hanover

Neighborhood

Echo Farms

School District

New Hanover

Listing ID

100580518

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:Ceiling Fan(s),Blinds/Shades,Built-in Features

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,440

Taxes

$178

HOA

$3,480

Home Price

$279,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$55,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,440.32

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,440.32	$178.18	$3,480.00	$5,098.50
Yearly	$17,283.85	$2,138.17	$41,760.00	$61,182.03
Total	$518,515.57	$64,145.25	$1,252,800.00	$1,835,460.82