Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

417 S 13th St, Wilmington, NC 28401

House Description

Cute rambler ocated in the heart of Downtown Wilmington, NC. Perfect for someone that does not want an HOA on a larger lot with building ability but still located downtown. Listed more that $15,000 less than the current appraisal gives you wiggle room to make it your own. Whether you are a first-time homebuyer looking for the perfect starter home or an investor seeking a high-potential rental property, this move-in-ready residence is packed with value and endless possibilities.The Home has a functional layout features:2 Comfortable Bedrooms: Nice-sized rooms filled with natural light.Spacious Living & Dining Rooms with open spaces perfect for entertaining or relaxing. Kitchen efficiently designed to maximize storage and workflow.Painted in a neutral palette for effortless personal updating, featuring brand-new, durable PVC flooring installed in 2026. Enjoy peace of mind with a roof installed in 2014 and an HVAC system from 2015.Situated on a quiet street, the extra large lot: A large fenced lot offering ultimate privacy and expansion potential.. A large back deck overlooks the private yard, ideal for grilling and outdoor dining.The side yard conveniently offers dedicated, off-street parking for one vehicle.This home places you only 3 blocks away from one of the city's trendiest hubs, the Cargo district, w/ local businesses, coffee shops, and creators.Easy walking distance to downtown Wilmington's shops, dining, vibrant nightlife, and community events.The front of the home faces the open green space of the local middle school football field. Community pool and gym on 8th St.

Highlights

Listed by Alexa V Fritz , 703-969-5504 Fritz Realty LLC , 703-969-5504. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.12

Year Built

1928

County

New Hanover

Neighborhood

Downtown

School District

New Hanover

Listing ID

100579765

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,263

Taxes

$156

Home Price

$245,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$49,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,262.54

Principal

Taxes