Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

21 N Front St Unit 3D1, Wilmington, NC 28401

House Description

Prime Downtown Wilmington Investment Opportunity - Historic Masonic Temple Loft Condo. Discover the perfect blend of timeless historic character and contemporary luxury in the heart of vibrant downtown Wilmington. This stunning 1-bedroom, 2-bath loft-style condo in the iconic 1898 Masonic Temple Building offers an unbeatable lifestyle and investment potential. Location is everything -- steps from award-winning dining, boutique shopping, entertainment, the scenic Historic Wilmington Riverwalk, and the brand-new Live Oak Bank Pavilion (formerly known as the Live Oak Amphitheater). Whether you're seeking a personal urban oasis or a high-demand short-term rental/Airbnb property, this is a rare gem in one of North Carolina's most desirable downtown markets. Inside, every detail elevates the experience: - A completely updated kitchen featuring pristine granite countertops, sleek stainless steel appliances, crisp white cabinetry, and a spacious island perfect for entertaining or casual dining. - Beautifully refinished original 100+ year-old hardwood floors on the main level that glow with historic warmth. - Soaring 30-foot ceilings with original dental crown molding create a bright, airy, open-concept feel that feels truly grand. - A convenient guest full bathroom just off the kitchen. - Modern comforts including a nearly new HVAC system and water heater for worry-free ownership. -Upstairs, the remodeled loft and master suite artfully fuse preserved historic details with sophisticated contemporary finishes. This move-in-ready condo is tucked away down a private, quiet hallway, delivering peace and security while remaining at the center of it all. With custom design touches throughout and approximately 744 sq ft of thoughtfully designed space, it stands out as a one-of-a-kind property. Investor's Dream: Strong demand for short-term rentals and Airbnb in historic downtown Wilmington makes this an excellent income-producing opportunity alongside personal use. Low-maintenance condo living in a landmark building with proven appeal to tourists, professionals, and film industry visitors. Don't miss this exceptional chance to own a piece of Wilmington's history with all the modern upgrades you crave. Priced to move -- schedule your private showing today and make this downtown treasure yours!

Highlights

Listed by John B Hinnant , 910-619-3430 Hinnant Real Estate , 910-619-3430. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

3361.32 Annually

Year Built

1898

County

New Hanover

Neighborhood

Downtown

School District

New Hanover

Listing ID

100564075

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$2,164

Taxes

$268

HOA

$3,361

Home Price

$420,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$84,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,164.35

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,164.35	$267.75	$3,361.32	$5,793.42
Yearly	$25,972.16	$3,213.00	$40,335.84	$69,521.00
Total	$779,164.73	$96,390.00	$1,210,075.20	$2,085,629.93