Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

21 N Front St Unit 3B3, Wilmington, NC 28401

House Description

Turnkey, fully furnished, income-producing condo in the heart of historic downtown Wilmington--just steps to the Riverwalk, dining, and entertainment. Located in a late-1800s landmark building that once served as a vibrant social and commercial hub of downtown, this stunning fully furnished 2 story unit blends timeless character with modern upgrades. Inside, you'll find soaring 30-foot ceilings, beautifully refinished 100+ year-old hardwood floors, and original crown molding that create a truly one-of-a-kind space. The updated kitchen features granite countertops, stainless appliances, white cabinetry, and a spacious island for seating and entertaining. Has a bath on the main-level. Upstairs, a loft-style primary retreat with king size bed and additional living area provide flexible space, along with peek views of the Cape Fear River and the Cape Fear Memorial Bridge. Currently operating as a successful short-term rental, this condo is offered fully furnished--making it a true turnkey opportunity for investors, second-home buyers, or a stylish downtown residence. Prime walkable location near the Riverwalk, dining, Live Oak Bank Pavilion, and popular destinations like Kilwins Ice Cream and Gelarto--highly desirable for short-term rental guests. Walk to everything--no car needed. Convenient parking nearby. Rare opportunity--schedule your showing today.

Highlights

Listed by Cynthia W Wilkinson , 910-233-2002 Berkshire Hathaway HomeServices Carolina Premier Properties , 910-256-0021. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

5113.56 Annually

Year Built

1898

County

New Hanover

Neighborhood

Downtown

School District

New Hanover

Listing ID

100571763

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:1
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Built-In Microwave, Self Cleaning Oven, Refrigerator, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Tile,Wood,See Remarks

Other:High Ceilings,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,010

Taxes

$249

HOA

$5,114

Home Price

$390,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$78,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,009.75

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,009.75	$248.63	$5,113.56	$7,371.94
Yearly	$24,117.00	$2,983.50	$61,362.72	$88,463.22
Total	$723,510.10	$89,505.00	$1,840,881.60	$2,653,896.70