Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

117 Vistamar Dr, Wilmington, NC 28405

House Description

Low maintenance patio style home in one of Wilmington's most desirable locations. Located in the Peppertree Neighborhood in Covil Estates you will enjoy amenities including pool and tennis as well as access to Mayfaire and Wrightsville Beach, bot just a short bike ride away! This home has a great open floorplan with the kitchen open to the dining area and a spacious living room with rood burning fireplace. Kitchen has granite counters, stainless appliances and hardwood floors. An added bonus is a cozy sunroom in the rear offering a perfect flex space that leads to the rear patio. The master suite features an ensuite bath and a separate door to to the rear patio. Two additional guest BR's share a second full bath. Two car garage provides great room for storage. You will love the wooded backyard with total privacy and no other homes in sight. Primary rooms just painted. Come and put your personal touches on this lovely home.

Highlights

Listed by Patrick A Alderson , 910-515-3977 Flat Fee Realty and Management LLC , 910-515-3977. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

2664 Annually

Year Built

1996

County

New Hanover

Neighborhood

Covil Estates

School District

New Hanover

Listing ID

100586795

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Wood

Other:Master Downstairs,Ceiling Fan(s),Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,654

Taxes

$328

HOA

$2,664

Home Price

$515,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,653.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,653.90	$328.31	$2,664.00	$5,646.21
Yearly	$31,846.81	$3,939.75	$31,968.00	$67,754.56
Total	$955,404.37	$118,192.50	$959,040.00	$2,032,636.87