Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

221 Misty Moonlight, Willow Springs, NC 27592

House Description

**NEW HVAC** This delightful 4-bedroom home feels like the perfect blend of elegance and everyday magic. From the moment you step inside, you're welcomed by warm gathering spaces and thoughtful details designed for both grand celebrations and cozy evenings at home. The formal dining room sets the stage for memorable dinners and holiday traditions, while the butler's pantry lends itself to seamless entertaining. At the heart of the home, the expansive kitchen shines with a large center island, abundant workspace, and a sunny breakfast nook that practically begs for slow mornings with coffee and conversation. Just beyond, the inviting family room glows with the charm of a gas log fireplace -- the ideal backdrop for movie nights, laughter, and quiet moments alike. Open the doors to the screened porch and discover your own private retreat overlooking the fenced backyard, where professionally designed landscaping and an irrigation system keep everything effortlessly beautiful year-round. Upstairs, the primary suite, and two additional bedrooms offer convenience and flexibility. On the top floor, the bonus room with a full bath offers endless possibilities like a dreamy guest suite, creative studio, playroom, or tucked-away home office sanctuary. Car enthusiasts and hobbyists alike will appreciate the impressive 3-car garage complete with sleek epoxy flooring, while the stamped concrete patio creates the perfect outdoor setting for grilling, gathering, or simply soaking in the beauty of home. Every corner of this home has been crafted to make daily living feel just a little more special. Come see where comfort, style, and charm live happily ever after.

Highlights

Listed by Lindy Mauney , 919-673-5252 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.52

HOA Fee

400 Annually

Year Built

2018

County

Wake

Neighborhood

Judd Reserve

Listing ID

10167222

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Gas Cooktop, Gas Water Heater, Microwave, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Ceiling Fan(s),Central Air,Exhaust Fan,Gas,Heat Pump

Fireplaces:Family Room,Gas,Gas Log

Floor:Carpet,Ceramic Tile,Vinyl

Above Ground Sq Ft:3661

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Pantry,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Dining L,Double Vanity,Dry Bar,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Recessed Lighting,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room

Other:Public

Exterior Features

Lot:Back Yard,Corner Lot,Front Yard,Landscaped,Sprinklers In Front,Sprinklers In Rear

Roof:Shingle

Others:Fenced Yard,Lighting,Playground,Private Yard,Rain Gutters,Smart Irrigation,Smart Light(s),Front Porch,Patio,Porch,Rear Porch,Screened

Sewer:Septic Tank

Parking Features:Concrete,Driveway,Garage Door Opener,Garage Faces Front,Garage Faces Side

Payment Calculator

Payment Breakdown

Principal Interest

$3,685

Taxes

$427

HOA

$400

Home Price

$715,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$143,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,684.54

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,684.54	$427.08	$400.00	$4,511.63
Yearly	$44,214.51	$5,125.00	$4,800.00	$54,139.51
Total	$1,326,435.19	$153,750.00	$144,000.00	$1,624,185.19