Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

971 Wyckshire Ct, Whitsett, NC 27377

House Description

This home has Awesome views of the #10 green from the screen porch, kitchen & breakfast area, patio & deck, You will love living in the Stoney Creek Golf Community complete w/18 hole Championship golf course, pool, sidewalks, bike lanes, nature trail, Shopping Village w/restaurants, gym, medical facilities, grocery store & so much more! Conveniently located to I85/40 & airports for easy travels & hospitals. This home features the owner bedroom on the main floor, owner bath w/jetted tub, separate shower w/seat, large closet, water closet, dual sinks, the cozy great room has a corner gas log fireplace, the kitchen & breakfast area adorned w/windows is so Cheerful, a formal dining room to enjoy all your special meals, upstairs has a loft, 2 bedrooms & bath, and a large Bonus Room, The Stoney Creek HOA does NOT include the pool & golf memberships, The Wyckshire HOA covers lawn care which leaves you more leisure time. You will Love Living and Playing in the Stoney Creek Golf Community! New Roof June 2026

Highlights

Listed by Delaina B Ellington , 336-263-1767 ELLINGTON REAL ESTATE GROUP , 336-263-2160. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

130 Quarterly

Year Built

1998

County

Guilford

Neighborhood

Stoney Creek

Listing ID

10147692

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Free-Standing Gas Range, Gas Water Heater, Microwave, Washer/Dryer

Air Cond:Central Air

Fireplaces:Gas,Gas Log,Great Room

Floor:Carpet,Ceramic Tile,Wood

Above Ground Sq Ft:2170

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Pantry,Master Downstairs,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Walk-In Shower,Water Closet,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,110

Taxes

$224

HOA

$130

Home Price

$409,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$81,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,110.24

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,110.24	$224.40	$130.00	$2,464.64
Yearly	$25,322.85	$2,692.77	$1,560.00	$29,575.62
Total	$759,685.61	$80,783.10	$46,800.00	$887,268.71