Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

272 Whites Crossing Ln, Whiteville, NC 28472

House Description

Luxury Living in Prestigious Whites Crossing Subdivision!!!! Welcome to elegance, comfort, and exceptional craftsmanship in the highly sought-after Whites Crossing Subdivision, conveniently located just minutes from Land O' Lakes Golf Course. This stunning 4-bedroom, 3-bath luxury residence offers the perfect blend of sophisticated design and everyday functionality. From the moment you arrive, you'll be impressed by the home's beautiful curb appeal and upscale presence. Step inside to discover spacious living areas filled with natural light, refined finishes, and a thoughtfully designed floor plan perfect for both entertaining and family living. The gourmet kitchen is a dream for any home chef, featuring abundant cabinetry, ample counter space, and a layout designed for gathering with family and friends. The luxurious primary suite serves as a private retreat, offering a spa-like bath and generous closet space. Additional bedrooms provide comfort and versatility for guests, family members, or a home office. One of the home's standout features is the inviting screened back porch, creating the perfect outdoor living space to enjoy morning coffee, evening relaxation, or entertaining guests while overlooking the peaceful surroundings. Enjoy the tranquility of Whites Crossing while remaining close to golf, dining, shopping, and everyday conveniences. This is more than a home it's a statement of quality, style, and luxury living. Schedule your private tour today and experience everything this remarkable property has to offer!

Highlights

Listed by Ricky W Harrelson , 910-770-4130 J. Ray Realty, LLC , 910-642-8111. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.26

HOA Fee

Annually

Year Built

1998

County

Columbus

Neighborhood

White's Crossing

Listing ID

100578437

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Refrigerator, Double Oven, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Laminate,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,319

Taxes

$287

HOA

Home Price

$450,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$90,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,318.94

Principal

Taxes