Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

251 Whites Crossing Ln, Whiteville, NC 28472

House Description

Enjoy privacy and peaceful living in Whites Crossing Estates! Beautiful brick and Hardie plank ranch situated on a 1.21-acre lot overlooking the 16th fairway of Land O' Lakes Golf Course. Step out back to your fenced saltwater pool and a 30' x 25' heated and cooled pool house, perfect for entertaining, featuring cypress wood walls, half bath, and large island . Indoor/outdoor speakers in both the home and pool house allow you to enjoy music throughout the property. The home offers 3 bedrooms and 2.5 baths with a desirable split-bedroom floor plan. The family room features 12-ft ceilings, custom built-ins, plantation shutters, and gas log fireplace. The primary suite includes a double vanity, whirlpool tub, separate shower, and walk-in closets, while the secondary bedrooms share a Jack-and-Jill bath. Dedicated home office/study with built-ins and double doors provides the perfect work-from-home setup. The kitchen features solid wood cabinetry, 12-ft ceilings, and newer appliances including cooktop, dishwasher, and refrigerator, along with wall oven, microwave, Broan exhaust, and garbage disposal. Enjoy outdoor living on the back deck, ideal for grilling and relaxing. Golf enthusiasts will love the optional $250/year unlimited golf membership with easy access to the course just steps away. Additional features include dual HVAC units (2018), large laundry/mudroom (washer & dryer convey), vinyl windows, exterior security lighting, alarm/surveillance system with DVR (app accessible), and hot water recirculation system. Aluminum pool fencing and pool furniture convey. Experience quiet country living with modern comforts--schedule your showing today!

Highlights

Listed by Joshua B Smith , 910-918-0176 LPT Realty , 877-366-2213. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.21

HOA Fee

Annually

Year Built

2000

County

Columbus

Neighborhood

White's Crossing

Listing ID

100563366

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Electric Oven, Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Cooktop, Electric Range, Satellite Dish, Water Purifier

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Brick,Carpet,Tile,Hardwood

Other:Sound System,Master Downstairs,Walk-in Closet(s),High Ceilings,Mud Room,Whirlpool,Generator Plug,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,396

Taxes

$296

HOA

Home Price

$465,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$93,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,396.24

Principal

Taxes