Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

103 Smathers Dr, West End, NC 27376

House Description

Nestled in the highly sought-after gated community of Seven Lakes West, this exceptional 4-bedroom, 3.5-bath home with a finished basement offers the perfect blend of luxury, recreation, and peaceful lake living. Situated on a beautifully landscaped lot, this spacious residence features a thoughtfully designed floor plan with generous living areas, abundant natural light, and versatile basement space ideal for a media room, home gym, guest suite, or additional entertaining area. The heart of the home boasts an inviting open-concept layout, creating seamless flow between the living, dining, and kitchen spaces. The primary suite provides a private retreat, while additional bedrooms offer comfort and flexibility for family and guests. Beyond the home, enjoy an unparalleled lifestyle in Seven Lakes West, a premier gated community centered around the crystal-clear waters of Lake Auman. Residents enjoy private beach access, boating, fishing, marina amenities, community pool, tennis and pickleball courts, walking trails, playgrounds, and access to the renowned Beacon Ridge Golf Course. Conveniently located just minutes from Pinehurst, this home delivers the perfect combination of resort-style amenities and everyday comfort. Whether you're searching for a full-time residence or a weekend retreat, 103 Smathers Drive offers an incredible opportunity to experience lake and golf community living at its finest. Schedule your private showing today and discover why Seven Lakes West is one of Moore County's most desirable destinations.

Highlights

Listed by Hannah Mebane , 910-303-1975 eXp Realty , 888-584-9431. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.52

HOA Fee

2089 Annually

Year Built

2002

County

Moore

Neighborhood

Seven Lakes West

School District

Moore County Schools

Listing ID

100579642

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Washer, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Wood

Basement:Exterior Entry,Full,Interior Entry,Walk-Out Access

Other:Vaulted Ceiling(s),Entrance Foyer,Bookcases,2nd Kitchen,Ceiling Fan(s),Pantry,Walk-in Shower,Basement,Eat-in Kitchen

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,453

Taxes

$427

HOA

$2,089

Home Price

$670,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$134,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,452.65

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,452.65	$427.13	$2,089.00	$5,968.77
Yearly	$41,431.78	$5,125.50	$25,068.00	$71,625.28
Total	$1,242,953.25	$153,765.00	$752,040.00	$2,148,758.25