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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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435 Stepping Stone Ln , Waynesville, NC 28786
$869,500
Est. Payment: $4,480.71/mo
3 Bed
4 Bath
2978 Sqft
Status: active with contingency | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This well loved and scrupulously maintained home offers a rare opportunity into one of Waynesville’s most treasured neighborhoods, Mountain Creek Estates.  It’s located only 2.5 miles south of Main Street via Pigeon Rd/Hwy 276 South, about a 5 minute drive yet outside of the city taxing authority.  This 2 level home offers 3 spacious bedrooms, 3 full baths and one half bath. The roof was replaced in 2026 and a new, high efficiency air conditioner and gas heater were installed in late 2025, with warranties conveying to new owners.  The cement board siding has fresher paint and all decks and railings were stained in 2026.  The covered “rocking chair” front porch has stunning mountain views, both near and far. The oversized two car garage leads into a mudroom and laundry with pantry and storage. The main floor living area, dining and kitchen are open and bright, creating a large, welcoming great room space that has cathedral and 10ft tray ceilings. One of the large primary suites is located on this top level, as is a powder room.  The lower level has 2 additional bedroom suites, an office and large great room.  The back walls of both levels are light and bright with large windows and doors overlooking the woods and the nature conservancy established for the benefit of the restored, historical Francis Grist Mill.  All doors and windows have custom interior shades offering ample privacy. Both levels open onto covered and open decks and each level has a large screened room. The upper level screened room has its’ own fireplace and the lower level has a wonderful porch swing with reversible seats.  Seasonal creeks and a waterfall are visible and audible off the decks and porches after a rain.  There is a fenced yard for pets off the lower level screened room with two outdoor swings.  Within this fenced area, there is a wonderful new wooden studio, workshop, hideaway.  It measures 10'x16’, is insulated and the interior walls are painted OSB board with numerous windows allowing light and those glorious mountain views.  There are numerous electric outlets and even an air conditioner, all on a separate meter.  The landscaping on this green, rolling lot has mature shade trees and an established shade garden full of hostas and ferns.  There are established blooming perennial plantings with low rock walls and an ornamental dry creek connecting two established planting beds.

Highlights

Listed by Norene Langford , 828-550-0351 RE/MAX Executive , 828-564-9393. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.1

HOA Fee

1488 Annually

Year Built

2007

County

Haywood

Neighborhood

Mountain Creek Estates

Listing ID

4399751

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Electric Oven, Exhaust Hood, Gas Range, Ice Maker, Microwave, Refrigerator with Ice Maker, Washer, Washer/Dryer
Air Cond:Central Air,Electric
Fireplaces:
Above Ground Sq Ft:1552
Below Ground Sq Ft:1426
Basement:Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:Breakfast Bar,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Open Lot,Paved,Rolling Slope,Wooded,Views
Roof:Architectural Shingle
Others:Other - See Remarks
Sewer:Septic Installed
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$4,481
Taxes
$554
HOA
$1,488

Home Price

$869,500

Loan Details

30 yrs
6.683%

Down Payment

20%
$173,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,480.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,480.71 $554.31 $1,488.00 $6,523.02
Yearly $53,768.55 $6,651.67 $17,856.00 $78,276.23
Total $1,613,056.50 $199,550.25 $535,680.00 $2,348,286.75

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Waynesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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