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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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45 Ginger Ln , Waynesville, NC 28785
$459,000
Est. Payment: $2,365.32/mo
2 Bed
2 Bath
1587 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Back on the market with improvements! Welcome to 45 Ginger Lane, a well-maintained mountain cabin offering comfort, flexibility, and a peaceful Smoky Mountain setting. This 2-bedroom, 2-bath home also features a spacious loft currently used as a third sleeping area, providing extra room for guests or larger groups. Outdoor spaces are set up for easy enjoyment, with a covered front porch, a fenced yard, and a dedicated firepit area. The back deck offers plenty of space for gatherings or relaxing in the fresh mountain air. Recent exterior updates include a newly constructed retaining wall behind the home as well as rechinking and sealing of the wood siding, helping preserve both structure and appearance. Inside, the home features an inviting living area with updated lighting, ceiling fans, and a fireplace that anchors the space. A large bonus room adds flexibility for a game room, media space, or additional sleeping options. The finished garage expands usable space year-round, complete with insulation, a mini-split system, and durable concrete flooring—ideal for a workshop, studio, or additional hangout area. The gravel driveway has been recently improved for better access, and furnishings are available for purchase if desired, making this a strong option for a move-in-ready setup. Whether you’re searching for a weekend getaway or a full-time mountain home, 45 Ginger Lane offers a practical layout, recent updates, and a quiet setting to enjoy.

Highlights

Listed by Steven Owens , 828-450-0116 Keller Williams Biltmore Village , 828-771-2329. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.95

HOA Fee

200 Quarterly

Year Built

2004

County

Haywood

Neighborhood

Laurel Woods

Listing ID

4392741

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room
Floor:Tile,Wood
Above Ground Sq Ft:1587
Below Ground Sq Ft:0
Other:Breakfast Bar,Has Fireplace
Other:Shared Well

Exterior Features

Lot:Private,Sloped,Wooded
Roof:Architectural Shingle
Others:Fire Pit,Hot Tub
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,365
Taxes
$293
HOA
$200

Home Price

$459,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,365.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,365.32 $292.61 $200.00 $2,857.93
Yearly $28,383.86 $3,511.35 $2,400.00 $34,295.21
Total $851,515.74 $105,340.50 $72,000.00 $1,028,856.24

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Waynesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:58:06.000Z

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