Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8108 Penman Springs Dr, Waxhaw, NC 28173

House Description

Welcome to 8108 Penman Springs Drive, nestled in the heart of Waxhaw, where comfort, space, and style come together beautifully. This thoughtfully designed 4-bedroom, 3-bathroom home offers the perfect blend of modern convenience and timeless charm. Step inside to a bright, open-concept floor plan that's ideal for everyday living and effortless entertaining. The main level is filled with natural light and features spacious living and dining areas, a beautifully appointed kitchen with abundant cabinetry and generous counter space, and seamless flow into the great room. A spacious main-floor bedroom with an adjoining full bathroom provides the perfect private retreat for overnight guests, extended family, or a home office. Upstairs, the luxurious primary suite offers a peaceful escape with a spa-inspired ensuite bath and a generous walk-in closet. Two additional spacious bedrooms, a full bathroom, an oversized bonus room, and a conveniently located upstairs laundry room complete the second level. The versatile bonus room offers endless possibilities as a media room, playroom, home gym, or even a fifth bedroom. Step outside to your own private oasis. The 14' x 14' screened-in deck, complete with a ceiling fan and privacy shade, creates the perfect space to relax with your morning coffee or entertain friends throughout the year. Beyond the deck, the backyard showcases lush, serene landscaping that provides both beauty and privacy, creating a peaceful setting to enjoy every season. Adding even more peace of mind, the home features a new roof installed in 2020 and a water heater replaced in 2022, providing important updates that today's buyers will appreciate. Whether you're hosting family gatherings or enjoying a quiet evening at home, this home offers the space, flexibility, and thoughtful design to complement any lifestyle. Located in the highly desirable Providence Grove community, you'll enjoy tranquil surroundings with convenient access to shopping, dining, and the award-winning Marvin Ridge school district. Don't miss this opportunity to make this exceptional Waxhaw home your own.

Highlights

Listed by Sherry McNitt McCoy , 704-989-5253 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.27

HOA Fee

258 Quarterly

Year Built

2006

County

Union

Neighborhood

Providence Grove

Listing ID

4398921

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$3,658

Taxes

$453

HOA

$258

Home Price

$709,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$141,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,658.26

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,658.26	$452.56	$258.00	$4,368.82
Yearly	$43,899.13	$5,430.74	$3,096.00	$52,425.87
Total	$1,316,973.90	$162,922.05	$92,880.00	$1,572,775.95