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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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121 White Oak Dr , Warne, NC 28909
$389,900
Est. Payment: $2,009.23/mo
3 Bed
3 Bath
0 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

Highlights

Listed by Carol Robinson , 828-342-5616 Coldwell Banker High Country , 828-835-8500. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
3.5

HOA Fee

430 Annually

Year Built

2000

County

Clay

Neighborhood

White Oak Subdivision

Listing ID

98544493

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Refrigerator, Range, Dishwasher
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP,Carpet,Vinyl
Basement:Finished,Full
Other:Vaulted Ceiling(s),Ceiling Fan(s),Basement
Other:Shared Well

Exterior Features

Lot:Stream,Gentle Sloping,Landscaped,Fencing: None,Outside City Limits
Lot Dimensions:3.66 +/- Acres
Garage Capacity:0
Zoning:None
Roof:Composition
Others:Garden,Gas Log
Parking Features:Gravel,No Garage
Principal Interest
$2,009
Taxes
$249
HOA
$430

Home Price

$389,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,009.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,009.23 $248.56 $430.00 $2,687.80
Yearly $24,110.82 $2,982.74 $5,160.00 $32,253.55
Total $723,324.59 $89,482.05 $154,800.00 $967,606.64

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Warne, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T19:50:55.000Z

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