Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1706 Deer Valley Dr, Warne, NC 28909

House Description

Welcome to this truly one-of-a-kind Craftsman-style home, where timeless design meets breathtaking mountain views. Thoughtfully crafted with custom touches throughout, this home offers character, quality, and comfort at every turn. Large windows and brand-new French doors (2025) invite natural light inside while perfectly framing the stunning mountain backdrop. Your kitchen offers plenty of counter space, beautiful cabinetry, and stainless steel appliances. There is plenty of room to spread out in your spacious living room, and the wood stove is the perfect addition to keep you cozy on those chilly mountain evenings. The unfinished basement provides endless potential--ideal for future expansion, a workshop, or additional living space tailored to your needs- a few finishing touches would practically double your living space! Recent upgrades include a brand-new roof installed in 2025, freshly painted exterior and new hardi siding, offering peace of mind for years to come. Offered fully furnished (minus one bed and one recliner), this home is move-in ready and perfect as a full-time residence, vacation retreat, or investment property. With its distinctive craftsmanship, modern updates, and unforgettable views, this is a rare opportunity to own a home that truly stands apart.

Highlights

Listed by Paige McKnight , 828-557-1234 eXp Realty , 888-584-9431. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.02

HOA Fee

250 Annually

Year Built

2006

County

Clay

Neighborhood

Deer Valley

Listing ID

98525356

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet,Tile,Wood

Basement:Partially Finished,Full,Walk-Out Access

Other:Walk-in Closet(s),Vaulted Ceiling(s),Solid Surface,Kitchen Island,Ceiling Fan(s),Furnished,Hot Tub,Pantry,Basement,Walk-In Closet(s)

Other:Shared Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,447

Taxes

$303

HOA

$250

Home Price

$474,800

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$94,960

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,446.74

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,446.74	$302.69	$250.00	$2,999.43
Yearly	$29,360.91	$3,632.22	$3,000.00	$35,993.13
Total	$880,827.17	$108,966.60	$90,000.00	$1,079,793.77