Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2609 Silver Gate Ct, Wake Forest, NC 27587

House Description

Custom Built by ICG Homes in the Desirable Stonegate at Saint Andrews! Pool Community w/Elevated Amenities & Fantastic Schools! Less than 15 Minutes from Downtown Wake Forest! Private Lot Backing to Open Space! Luxury HWD Style Flooring Throughout Main Living! Gourmet Kitchen Featuring Quartz Countertops, Custom Painted Cabinets with Soft Close, Under Cabinet Lighting, ''Graphite'' Painted Center Island with Breakfast Bar & Single Bowl SS Sink, White Brick Laid Backsplash, SS Appliances Including a 30'' Gas Range, Dishwasher & Microwave & Corner Walk-in Pantry! Open to the Morning Room Flooded with Natural Light & Slider Door to Covered Porch & Grilling Patio! Owner's Suite with Plush Carpet & Spacious Walk-in Closet! Owner's Bath offers 12x24 Tile Flooring, Dual Vanity with Quartz Top, Custom Painted Vanity Cabinets, Tile Surround Shower with Bench & Soaking Tub! Open Family Room Features a Stone Surround Fireplace with Site Built Mantle, Recessed Lights & Triple Window! Spacious Secondary Bedrooms! Huge 3rd Floor Recreational Room with Access to Unfinished Storage Area!

Highlights

Listed by Jim Allen , 919-645-2114 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

80 Monthly

Year Built

2026

County

Wake

Neighborhood

Stonegate at St Andrews

Listing ID

10174534

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Free-Standing Gas Range, Gas Range, Gas Water Heater, Microwave, Oven, Plumbed For Ice Maker, Range, Stainless Steel Appliance(s), Water Heater

Air Cond:Central Air,Dual,Electric

Fireplaces:Family Room,Gas,Gas Log

Floor:Carpet,Ceramic Tile,Vinyl

Above Ground Sq Ft:2832

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room

Other:Public

Open House

Upcoming Open Houses

Saturday 2:00 pm - 5:00 pm Aug 1

Sunday 2:00 pm - 5:00 pm Aug 2

Saturday 2:00 pm - 5:00 pm Aug 8

Sunday 2:00 pm - 5:00 pm Aug 9

Saturday 2:00 pm - 5:00 pm Aug 15

Sunday 2:00 pm - 5:00 pm Aug 16

Saturday 2:00 pm - 5:00 pm Aug 22

Sunday 2:00 pm - 5:00 pm Aug 23

Saturday 2:00 pm - 5:00 pm Aug 29

Sunday 2:00 pm - 5:00 pm Aug 30

Payment Calculator

Payment Breakdown

Principal Interest

$3,453

Taxes

$427

HOA

$80

Home Price

$670,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$134,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,452.65

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,452.65	$427.13	$80.00	$3,959.77
Yearly	$41,431.78	$5,125.50	$960.00	$47,517.28
Total	$1,242,953.25	$153,765.00	$28,800.00	$1,425,518.25