Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

609 Cottonwood Ct, Vass, NC 28394

House Description

Waterfront home in Woodlake Country Club with 3,150 sf. This 1 owner home with 3 bedrooms & 3 full bathrooms is ready for you to call home. Enjoy time on your back deck or on the balcony from the primary bedroom. The oversized primary bedroom has 2 walk in closets, an attached office or sitting room with 2 additional storage closets. The 2nd bedroom with ensuite is also located upstairs. The 3rd bedroom with ensuite is located on the main floor, this shower is handicap accessible. The laundry room has a storage closet, sink, cabinets & enough space for a 2nd fridge or freezer. Enjoy sitting by the fire in either the front family room or the open living room. Easy access to the main lake by boat from your backyard. You can see the water from your front yard as well. Solid Oak cabinets in the kitchen and built-ins on both sides of the grand stone fireplace in the living room. Enjoy your meals in the eat-in kitchen space, at the island or in the formal dining room. There is also a 3-season room where you can relax and take in the view of the water when the lake comes back. Off the 2 car garage there is a workshop that can be used as storage. The home also has a whole house vacuum.

Highlights

Listed by Crystal Wall , 336-944-8174 Formyduval Homes Real Estate, LLC , 336-944-8174. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.3

HOA Fee

Annually

Year Built

1994

County

Moore

Neighborhood

Woodlake

School District

Moore County Schools

Listing ID

100562438

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:Carpet,Tile,Wood

Basement:Crawl Space

Other:Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$3,092

Taxes

$383

HOA

Home Price

$600,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$120,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,091.92

Principal

Taxes