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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1130 Howards Creek Mill Rd , Vale, NC 28168
$399,999
Est. Payment: $2,061.28/mo
3 Bed
2 Bath
1849 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to peaceful country living with modern updates at 1130 Howards Creek Mill Rd. Set back from the street, this beautifully renovated 3 bedroom, 2 full bath home, situated on 3.163 unrestricted acres, offers the perfect blend of privacy, convenience, and functionality. Nearly every major component was updated in the last year and a half to include a new Carrier HVAC system with heat pump, updated well pump and water lines, hot water heater, and brand-new energy efficient windows and exterior doors. Adding beauty to function, every surface was thoughtfully designed to impress. Designer light fixtures and ceiling fans cast soft light on the freshly painted walls and luxury vinyl plank flooring that runs throughout the main living areas. The stunning kitchen has been completely remodeled with new soft close cabinetry, Quartz countertops, and stainless appliances. There's plenty of workspace on the large center island. Both bathrooms feature marble floors, stylish tile showers, new vanities with gold accent fixtures, and Quartz countertops. The spacious primary suite includes his-and-hers closets for exceptional storage. Speaking of storage, it can also to be found in the roomy secondary bedroom closets, family room built-ins, and large walk-in pantry. Outside, you'll find a new gravel driveway leading to a two-car parking pad. Behind that leads to a 1,152 sq. ft. outbuilding with electric, ideal for a workshop, equipment storage, hobbies, or future projects. With no HOA or restrictions, bring your horses, chickens, or other farm animals and enjoy the freedom of country living. Relax on the new front porch and take in breathtaking sunsets or unwind on the new back deck overlooking neighboring horses grazing in the pasture. Despite its private setting, the property is just minutes from restaurants, grocery stores, gas stations, and charming downtown Lincolnton, offering the best of both rural tranquility and everyday convenience. Please see agent remarks.

Highlights

Listed by Kelly Heckler , 908-675-2044 Keller Williams Unified , 704-799-3700. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.16

Year Built

2002

County

Lincoln

Neighborhood

None

Listing ID

4408725

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dual Flush Toilets, Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Other - See Remarks
Floor:Marble,Tile,Vinyl
Above Ground Sq Ft:1849
Below Ground Sq Ft:0
Other:Breakfast Bar,Built-in Features,Cable Prewire,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Cleared
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$2,061
Taxes
$255

Home Price

$399,999

Loan Details

30 yrs
6.683%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,061.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,061.28 $255.00 $0.00 $2,316.28
Yearly $24,735.33 $3,059.99 $0.00 $27,795.32
Total $742,059.79 $91,799.77 $0.00 $833,859.56

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Vale, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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