Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Wall Rd, Tryon, NC 28782

House Description

Discover the magic of RIVERFRONT living at 109 Wall Road—your cozy, cottage perched along the beautiful North Pacolet RIVER. Tucked just outside Tryon city limits, this home gives you the best of both worlds: peaceful privacy, lower taxes, and that “away from it all” feeling… all while being MINUTES from town, shopping, dining, equestrian attractions, and the conveniences of both Western North Carolina and Upstate SC! The real showstopper is out back!!!! Prop your feet up on the lawn, sip your morning coffee, and let the soothing sound of the North Pacolet River wash over you. Whether you’re unwinding after a long day, hosting friends, or simply taking a breath, this yard is the kind of quiet sanctuary buyers search everywhere to find. It’s the lifestyle people dream about—but rarely get to enjoy daily. Step inside this charming ~1200 sq ft cottage (+ Non-HLA is the sunroom with 150+ sq ft; you can utilize!!!) and feel instantly welcomed. The layout offers comfortable living spaces, warm natural light, and the kind of character you just can’t replicate. The location couldn’t be more ideal. You’re just moments to downtown Tryon’s charming shops and restaurants, and minutes to all the amenities of Columbus, Landrum, and the entire Upstate SC corridor. Tryon International Equestrian Center, endless hiking, boutique wineries, farm-to-table dining, arts, live music, equestrian events, and mountain adventures are all within easy reach. Asheville, Greenville, Spartanburg, Lake Lure, and the Blue Ridge Parkway are comfortable day trips, giving you access to every corner of WNC and the Upstate. If you’ve been searching for a full-time residence, mountain getaway, or easy investment in a growing area, this is one you don’t want to let slip by. The combination of location, riverfront serenity, and Tryon’s vibrant lifestyle make 109 Wall Road a standout opportunity. Come experience it for yourself—you’ll understand the moment you hear the river! This home also offers peace of mind. A previous appraisal—completed over a year ago—came in at $250,000. Property located in a FEMA-designated Special Flood Hazard Area, although the property has no known damage from the 2024 hurricane . ****Homes like this—RIVERFRONT, close to town, maintained through the years, and with this kind of charm—simply don’t come around often!!!!****

Highlights

Listed by Erika Bradley , 828-702-5970 and Daniel Bradley , 828-702-5970 Century 21 Mountain Lifestyles , 828-692-8275. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.97

Year Built

1954

County

Polk

Neighborhood

None

Listing ID

4326151

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$1,159

Taxes

$143

Home Price

$224,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$45,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,159.47

Principal

Taxes