Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

200 Ridge Dr, Troy, NC 27371

House Description

Welcome to an extraordinary new construction waterfront home located in the exclusive gated community of The Ridge on Tillery. Perfectly positioned to capture breathtaking views of Morrow Mountain and Uwharrie National Forest, this 4-bedroom home offers a rare combination of luxury, privacy, and year-round natural beauty. Designed with both everyday living and entertaining in mind, this thoughtfully crafted custom floor plan offers dedicated office space, a versatile bonus room with full bathroom, and 4 bedrooms with unmatched views. The open living area and kitchen create an inviting space to enjoy time with family and friends. The rear deck offers view of the lake and national forest. Downstairs, there is a flex/storage room in addition to the oversized common area and 2 bedrooms with shared bath. The dock boasts extra wide walkways on each side of the boat lift for convenience for boating, paddleboarding, fishing, and sunset watching. The fresh landscaping and paved driveway give this home striking curb appeal while maintaining ease of upkeep. The rear yard was thoughtfully completed with a cart path to easily bring down all of your necessities for a great day on the dock or out on the lake. Located in a prestigious gated community, this remarkable property offers the perfect blend of luxury, tranquility, and recreation - all just moments from the beauty of the Uwharrie National Forest. Opportunities like this are exceptionally rare. Experience waterfront living at its best on Lake Tillery - there is still time to end your summer on the lake in your new home!

Highlights

Listed by Ashley M Haddock , 910-690-9102 Pinehurst Homes Real Estate, LLC , 910-690-9102. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.09

HOA Fee

1300 Annually

Year Built

2026

County

Montgomery

Neighborhood

Other

Listing ID

100584776

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$10,306

Taxes

$1,275

HOA

$1,300

Home Price

$2,000,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$400,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$10,306.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$10,306.41	$1,275.00	$1,300.00	$12,881.41
Yearly	$123,676.94	$15,300.00	$15,600.00	$154,576.94
Total	$3,710,308.20	$459,000.00	$468,000.00	$4,637,308.20