Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

390 Low Water Bridge Rd, Troy, NC 27371

House Description

A CRAFTMANS DREAM IN THE HEART OF THE UWHARRIE MOUNTAINS! Make your escape to the 3 bedroom, 2 bath ranch with full unfinished basement. The home provides comfort and is move-in ready with recently remodeled main living, featuring an open floor plan with a kitchen, breakfast area and den with fireplace gas logs, as well as a spacious living room/dining area, sunroom and laundry room. A new rear deck and attached two car carport may be accessed from the main level. The basement is unfinished and ready for you to grow! It features wood burning fireplace and wood burning stove. There is also a ruffed in full bath. The basement has also been incapsulated and comes with a warranty. The property which is approximately two plus or minus acres, includes a workshop, wired with wood stove, wall AC unit, and half bath. A two car detached carport and two car detached garage providing space for creative ventures.

Highlights

Listed by Kathy McRae , 910-975-0815 New South Realty Inc , 910-439-5600. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

Year Built

1978

County

Montgomery

Neighborhood

Not In Subdivision

Listing ID

100575406

Questions about this listing?

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Payment Breakdown

Principal Interest

$2,358

Taxes

$292

Home Price

$457,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,500

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,357.59

Principal

Taxes