Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

324 Azalea Ridge, Topton, NC 28781

House Description

'BEST KEPT SECRET IN Western North Carolina is here. This home offers the best of both worlds - ''OMG'' scenic views and is located in the middle of ' An Angler's / River/Lake lovers Paradise. This Mountain View chalet is 3-level fully furnished Chalet Style Cabin with covered porches, open decks, lower level terraces and extended deck overlooking the most pristine mountain views in Western NC. Mtns. Private end of road setting with over 4 +/- acres of wooded land located in the highly desirable Nantahala Area. Just a short distance to the Appalachian Trail, Bertram Trails, Nantahala River Gorge, Lake Nantahala and multiple trout filled rivers and streams. Located between the towns of Andrews, Topton & Bryson City ,NC. in the middle of Nantahala mountains of Western NC. Not just one pristine lake but 3 large lakes near by. Other popular venues nearby are John C. Campbell Folk Art School and the Valley River Indian Casino as well as Tri-County Community College and Western NC. Regional hospital and airport. Come listen to the creeks rushing just across the pavement down from the home or open the doors and let the clouds float through the living room . Plenty of room to spread out for a large family or retreat or investment as rental. Build additional rentals on the vacant land. Additional lot adjoining this home creating multiple building sites. A fabulous family legacy property to pass down for future generations of memories. Abundance of wildlife, turkey, deer, bear, bobcats, hawks, eagles are just a few. Well maintained by current owner/family. This unique mountain home offers the most ideal escape!

Highlights

Listed by Old Town Team , Old Town Brokers , 828-321-5516. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

5.52

HOA Fee

200 Annually

Year Built

2000

County

Macon

Neighborhood

Azalea Ridge

Listing ID

98500075

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Range, Dryer

Air Cond:Multi Units

Fireplaces:

Floor:Tile

Basement:Partial

Other:Vaulted Ceiling(s),Ceiling Fan(s),Furnished,Basement

Other:Shared Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,803

Taxes

$223

HOA

$200

Home Price

$349,800

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,960

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,802.59

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,802.59	$223.00	$200.00	$2,225.59
Yearly	$21,631.10	$2,675.97	$2,400.00	$26,707.07
Total	$648,932.91	$80,279.10	$72,000.00	$801,212.01