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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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4232 Sigmon Cove Ln Unit 4 , Terrell, NC 28682
$3,500,000
Est. Payment: $18,036.22/mo
4 Bed
5 Bath
6728 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Lake Norman waterfront homesite with an existing private dock and a proposed customizable luxury residence by AR Homes. This exceptional property at 4232 Sigmon Cove in Terrell, North Carolina, combines expansive water views, established lake access, and the opportunity to create a home tailored to your lifestyle. The proposed AR Homes residence offers an inspiring starting point rather than a fixed design. Buyers may adapt the featured floor plan, personalize the architecture and interior selections, choose another AR Homes plan, or pursue an entirely different design with a qualified builder of their choice. This flexibility allows buyers to create a truly personalized Lake Norman retreat without compromising on location, views, or direct water access. A particularly valuable feature is the **existing private dock already in place**. With Duke Energy Shoreline Management currently not issuing new dock permits for undeveloped properties in this area, established dock access distinguishes this homesite from many other Lake Norman offerings. . Ideally situated at the junction of desirable Terrell, Sherrills Ford and Mooresville areas, this unique property offers the privacy and beauty of waterfront living while remaining convenient to shopping, dining, recreation, and everyday amenities in both **Sherrills Ford and Mooresville**. Exceptional water views, an existing dock, and the freedom to design a custom luxury home make this a rare opportunity in the Lake Norman real estate market. **This is a proposed home-and-land offering. Final pricing, plans, specifications, allowances, site-development costs, construction timing, and builder agreement will depend upon the buyer’s selections and due diligence. Buyers may work with AR Homes or select an alternate builder. Renderings and plans are conceptual and may depict optional features or upgrades.** Also listed as Land Only: MLS 4405004

Highlights

Listed by Rachel Mangiapane , 704-249-5715 and Victoria Whiteman , 704-249-5715 Helen Adams Realty , 704-439-3300. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.85

HOA Fee

1500 Annually

Year Built

2026

County

Catawba

Neighborhood

The Vineyards at Kiser Island

Listing ID

4409535

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:3328
Below Ground Sq Ft:3400
Basement:Exterior Entry,Walk-Out Access
Other:Has Fireplace,Master on Main
Other:Well Needed

Exterior Features

Lot:Waterfront,Wooded,Boat Lift,Covered structure,Dock
Lot Dimensions:129Rx269X61x99x56x3
Others:Dock - Floating
Sewer:Septic Needed
Parking Features:Attached Garage
Principal Interest
$18,036
Taxes
$2,231
HOA
$1,500

Home Price

$3,500,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$700,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,036.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $18,036.22 $2,231.25 $1,500.00 $21,767.47
Yearly $216,434.65 $26,775.00 $18,000.00 $261,209.65
Total $6,493,039.39 $803,250.00 $540,000.00 $7,836,289.39

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Terrell, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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