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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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4580 Kiser Island Rd , Terrell, NC 28682
$974,900
Est. Payment: $2,166.44/mo
2 Bed
1 Bath
805 Sqft
Status: Active | Days on site: 71
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10950 - 92112
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House Description

Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

Highlights

Listed by Angela Johnson , 704-904-6360 Lake Life Realty , 704-904-6360.

Property Type

Residential

Lot/Acreage
0.49

Year Built

1966

County

Catawba

Neighborhood

None

Listing ID

4393376

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Wood
Above Ground Sq Ft:805
Below Ground Sq Ft:0
Other:
  • Additional:Master on Main
Water:Shared Well

Exterior Features

Lot:Waterfront,Dock,Pier
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway,RV Access/Parking
Principal Interest
$2,166
Taxes
$621

Home Price

$974,900

Loan Details

30 yrs
%

Down Payment

20%
$194,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,166.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,166.44 $621.50 $0.00 $2,787.94
Yearly $25,997.33 $7,457.99 $0.00 $33,455.32
Total $779,920.00 $223,739.55 $0.00 $1,003,659.55

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Terrell, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.