Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

122 Line Boat Ln, Swansboro, NC 28584

House Description

RARE WATERFRONT RANCH! Remodeled inside and out! Captivating views and outdoor living space with tiered patio and over 800SF of beautiful stone pavers. Cozy covered porch enhanced by a made in USA awning! YES! Custom design and remake of master suite features massive closet, air/water jetted tub, heated floors, oversized shower, separate vanities and TOTO bidet. Kitchen makeover includes center island with extended window view of river. Refurbished boat wood backsplash to die for! Hog slat dock with extended pilings and ropes with Golden Boat lift built in 2022. Built in TV lift cabinet and TV in living room and electric year round fireplace with ledger stone surround and floating shelves. Beautifully finished bonus room with almost 500SF offers living, sleeping, or storing. Hurricane shutters and new house shutters! Bahama shutters on master windows. Levolor shades throughout inside. Just 3 steps into waterfront living with breathtaking views and a community lifestyle like no other. (Finished Bonus Room part of SF)

Highlights

Listed by June Sanderson-Ham , 919-625-6329 Global Homes and Marketing LLC , 919-625-6329. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.5

HOA Fee

1075 Annually

Year Built

1997

County

Onslow

Neighborhood

White Oak Crossing

Listing ID

10176027

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Vented Exhaust Fan, Washer

Air Cond:Ceiling Fan(s),Central Air,Electric,Exhaust Fan,Heat Pump

Fireplaces:Bedroom,Blower Fan,Electric,Living Room

Floor:Vinyl,Tile

Above Ground Sq Ft:2505

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Bidet,Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Master Downstairs,Separate Shower,Soaking Tub,Walk-In Closet(s),Walk-In Shower,Water Closet,Whirlpool Tub,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,635

Taxes

$268

HOA

$1,075

Home Price

$1,287,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$257,500

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,634.75

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,634.75	$268.15	$1,075.00	$7,977.90
Yearly	$79,617.03	$3,217.82	$12,900.00	$95,734.85
Total	$2,388,510.92	$96,534.60	$387,000.00	$2,872,045.52