Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4 Schooner Dr, Swansboro, NC 28584

House Description

Gated community of THE HAMMOCKS at PORT OF SWANSBORO with community pool and clubhouse with fitness room....Convenient to schools, shopping, restaurants, recreational activities and so much more! Short drive to Emerald Isle for beach access too. End unit townhouse with 2 master bedrooms (one upstairs and one downstairs), 2.5 bathrooms, and bonus room. Inviting front porch leads into the main level which has kitchen with island/bar, living room or as dining room as is currently being used, and master bedroom #1 with laundry closet. Off the kitchen, there is a back covered porch leading to fenced yard area back/side. UPstairs has open living room/family room top of stairs, large master bedroom #2, half bathroom, and a bonus room/flex room. Bonus and family room open to top floor covered front porch. Nice space inside and outside for family and friends to enjoy! Sold furnished with all appliances (list of a few small exceptions). Equipped with a security system with CPI (equipment and cameras convey). Ornamental metal fence off back porch around to side yard. Roof and heat pump installed 2019 by previous owner. Community pool and clubhouse are nice to enjoy with family. Ready for a new owner to move right in easily!

Highlights

Listed by Carolyn Wood , 252-725-2302 Keller Williams Crystal Coast , 252-515-7291. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.08

HOA Fee

2376 Annually

Year Built

2007

County

Onslow

Neighborhood

The Hammocks at Port of Swansboro

School District

Onslow

Listing ID

100586783

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:Carpet,Laminate

Other:Master Downstairs,Walk-in Closet(s),Ceiling Fan(s),Furnished,Pantry,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,494

Taxes

$185

HOA

$2,376

Home Price

$290,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$58,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,494.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,494.43	$184.88	$2,376.00	$4,055.30
Yearly	$17,933.16	$2,218.50	$28,512.00	$48,663.66
Total	$537,994.69	$66,555.00	$855,360.00	$1,459,909.69